由此出现准入证效应。在B端采购、合作伙伴尽调与跨境业务中，承保确认正在变成隐性的通行证。企业不一定会因为没有保险立刻被监管叫停，但很可能在客户的合规审查、采购条款与董事会风险评估里卡住，尤其当标准化排除条款把默认覆盖打碎之后。
There are two main types of smoke alarm tech, says Raman Chagger, principal consultant at BRE, the Building Research Establishment. Ionisation-based systems use a tiny amount of radioactive material to charge, or ionise, particles in the air which flow between two small plates. Should smoke interrupt that flow of charged particles, the alarm goes off.
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